2016年12月大學英語四級作文預測

英語四級作文一直是考生重點關注的部分，也是考試的重難點，以下是yjbys網小編整理的關於大學英語四級作文預測，供大家備考。

　篇一：ATM使用利弊

題目要求：

On the Use of the ATM

1. 現在人們使用自動取款機存取錢比較普遍

2. 使用自動取款機給人們帶來很多方便，但也其弊端

3. 我的建議

參考範文：

　On the Use of the ATM

ATM is not fresh to city residents. You can find at least one such machine in banks. And now, it is spreading in most rural areas of China. It is a common phenomenon for people to withdraw or deposit money through the ATM.

ATM has helped both bank clerks and their customers greatly. For one thing, it partly frees the clerks from heavy work. For another thing, it provides customers with more speedy and around-the-clock service. But, ATM can be imperfect. First of all, you can’t withdraw as much money as you want. Five thousand Yuan is the maximum sum you can get daily. Secondly, there are risks for customers who withdraw money from ATM. They may suffer losses from theft, robbery or their own carelessness.

I think the following tips can avoid most troubles. First, withdraw a large sum of money through bank clerk service. Secondly, make sure the place where ATM was installed is safe enough. Thirdly, keep secret of password and remember to get your card back. Finally, get a companion when you use ATM at night.

　篇二：

題目要求：

On Card Slave

“卡奴”是指一個人使用大量的'現金卡、信用卡，但負擔不出繳款金額或是以卡養卡、以債養帳等方式，一直在還利息錢的人。

1. 目前出現許多年輕人變成“卡奴”現象

2. 出現這一現象的原-因

3. 我對這一現象的看法和建議

參考範文：

　　On Card Slave

As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.

The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.

In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.